Askari specializes in mandatory third-party cross-border motor insurance in Africa.

Our mission is to make sure that drivers who travel between African countries are properly insured and protected, and that they have access to dependable insurance coverage at reasonable prices.

About Askari Insurance

Third Party Insurance

For Transporters and Tourists Operating Cross Border

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Transporters or tourists have to purchase this cover as legislated by each country.

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Full third party insurance covers property damage and personal injury to the third party, in the event that the insured is at fault.

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Each country has their own legislation regarding the insurers who may issue this cover, but in general this cover has to be purchased by a local insurer registered in that country.

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This policy does not cover the insured’s damages in the event that the other party was at fault.

Cross-border Challenges

For Transporters

At Askari we understand transporters do not have it easy when operating throughout Africa and often face the following challenges:

Limited information on the cover obtained by drivers at the border.
Expensive premiums and the risk of fraudulent policies.
Often have little to no support in the event of a claim.
Language barriers in non-English speaking countries.
In the dark about claims & other administrative procedures.
Mandatory insurance feels like a grudge purchase as transporters often have no means to claim.
Limited control over cash purchases, increased risk of crime.
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Our Solutions

At Askari we aim to resolve these issues by providing:

Support with third-party claims in Africa.
Various solutions to accommodate operational and budget requirements.
Complete transparency on the cost of insurance and the cover provided.
Transporters control over their renewals.
The option to manage payments from the office.
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Our Insurance Offerings

Taking Care of All Your Cross-Border Insurance Needs

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Mozambique
Third Party Insurance

Vehicles travelling in Mozambique are compelled to have Third Party Insurance.

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COMESA
Yellow Card

This insurance covers the minimum limit of liability for 13 countries across the COMESA region.

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Democratic Republic
Of Congo

Third party insurance to cross border transporters, offering support in the event of a claim/accident in the DRC.

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Why Askari?

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African countries we offer solutions for

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Major insurance partners and more

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Vehicles in our portfolio

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Days policies available